Has ever happened to you? You’re out with friends and decide to grab dinner. There’s a new place in town you’ve heard is fantastic. Rave reviews, amazing cuisine. Everyone’s excited.
You drive over, pay for parking, and sure enough, there’s a crowd. The atmosphere is perfect, the menu looks incredible. Mouths water, you can’t wait. You step up to put your name on the list and the hostess says: “Name for your reservation?”
“Reservation? I had no idea they were required!” Awkward apologies. They’re booked and you’re out of luck. Not even a seat at the bar. It’s embarrassing. Your friends are disappointed. So much for your recommendation.
It’s not so different when you’re thinking of buying a home and you haven’t spoken to a mortgage professional in advance. You can search, find the right home, negotiate a contract… then uh-oh. You find out you aren’t qualified.
If you’re thinking about beginning a home search soon, go and talk to you home loan professional first. You’ll get a picture of your credit score, the type of rate you’d pay, plus get the chance to correct any errors or problems on your credit report. A pre-qualification letter can have a direct impact on your ability to negotiate, too. It gives you a very strong position and will help you get your dream home.
Would you like a list of mortgage professionals I know and personally trust? Just call me at 719-321-0800 or email me at firstname.lastname@example.org and I’d be glad to send you the information! FREE, no obligation and I’ll never give out or sell your information. Your rights to privacy is as important to me as my own.